September 29, 2022
Qualifying for affordable long-term care insurance isn’t a sure thing. It depends on your health, which (in turn) depends on your health-promoting habits. “This should go without saying,” says Denise Gott, CEO of ACSIA Partners LLC, “but which habits are most important? And how much difference can they make?”
“Thanks to the experts in the field, the National Institute on Aging (NIH),
now we know,” Gott announces.
Gott is referring to a recent NIH report titled “Healthy Habits Can Lengthen Life.”
“It summarizes multiple studies all coming to the same conclusion: Americans can significantly increase the length of their lives and lower their disease risk by adopting seven key lifestyle habits.”
The benefits are more than trivial. “Study participants who did a few key things lived more than a decade longer than those who didn’t.”
Extend your healthy lifespan through:
- Healthy Eating
- Regular physical activity
- Not smoking
- Limited drinking of alcohol
- An active social life
- A safe home
- Regular health checkups
The complete NIH report is available here: https://www.nih.gov/news-events/nih-research-matters/healthy-habits-can-lengthen-life
“It is crucial to add these seven habits to your long-term-care plan, but don’t neglect other important pieces of LTC planning, such as LTC insurance,” advises Gott. “You can never know for sure when you will need care. An unexpected accident, illness, or injury can change your needs, sometimes suddenly. The only time to make a long-term care plan is before you need it; so – the earlier, the better! We’ve helped many even as young as their thirties to plan, as they pay significantly less in rates and have the good health that helps them obtain protection.”
Gott offers protection for individuals, families, and a variety of organizations. “We have many educational and policy options for associations, worksites, and strategic partnerships. Our worksite offerings include a variety of portable individual voluntary plans with group advantages.”
Denise Gott, MBA, CLTC®, is CEO of ACSIA Partners LLC, the nation’s largest independent brokerage and industry leader with over 50 years’ experience specializing in long-term care insurance dedicated to helping families navigate the complexities of long-term care planning. Contact us for more information about protecting your retirement, your family and preserving your peace of mind.
In California, the company is known as xACSIA Partners Insurance Agency; in all other states, as ACSIA Partners.