LTC News & Resources


Long-Term Care Planning

Get Covered Before You Get Curious: Why Long-Term Care Insurance Should Come First

What your cardiac calcium score, memory test, or genetic results could cost you — and it has nothing to do with your health. You’re the kind of person who takes your health seriously. You research, you ask questions, you go beyond the basics. Maybe you’ve already scheduled a cardiac calcium scoring scan after reading about …

Read More

Your Family, Your Care: How a Loved One Can Get Paid to Care for You

When most people think about long-term care, they picture a stranger arriving at the door. But for many families, the most natural caregiver is already there — a daughter, son, spouse, niece or sibling who steps in out of love. What fewer people realize is that with the right long-term care insurance plan and a …

Read More

When Grief Meets a Locked Screen: Why Your Family Needs Access to Your Digital Financial Life

Nobody wants to think about their own death. And nobody — not really — wants to picture the people they love most sitting at a kitchen table surrounded by papers, a laptop, and a phone, trying to piece together the financial life of someone who is no longer there to explain it. But that scene …

Read More

What Every Pre-Retiree Should Know About LTC Planning – The Hidden Cost of Waiting

If you’re in your 50s or early 60s, retirement planning is likely top of mind. You’re thinking about your 401(k), Social Security, and maybe that dream vacation you’ve been postponing. But there’s one critical piece of the retirement puzzle that many people overlook until it’s too late: long-term care planning. The reality is sobering: someone …

Read More

The Home Advantage: How In-Home Long-Term Care Enhances Quality of Life

When most people think about long-term care, images of nursing homes or assisted living facilities often come to mind. While these options serve an important role in our healthcare system, there’s a growing body of evidence—and a clear preference among older adults—for receiving care in a very different setting: home. The concept of “aging in …

Read More

Hidden Costs of Family Caregiving: What Every Family Needs to Know

When a parent or loved one begins to need long-term care, one of the first conversations many families have is whether an adult child should step in as the primary caregiver. It’s a decision often made with love and the best of intentions. But while the emotional rewards of caring for a parent can be …

Read More

The Prospect of “Empowered Living” Could Motivate Millions to Plan for Long Term Care

Planning for a stage of life viewed as passive and dependent turns many get-up-and-go Americans off. An aging workforce and maturing Baby Boomers are escalating the need for senior services. Failing to plan for this jeopardizes federal and family pocketbooks and could perturb the economy. An effort to include long term care in Obamacare fizzled, …

Read More

Long-Term Care, a Chore for Many, Can Be a Treasured Gift

“This holiday season you can make long-term care into a gift, not an obligation,” says Denise Gott, long-term care agent with ACSIA Partners LLC. “The upcoming holidays may be the only time family members get together all year,” says Gott. “It’s an ideal opportunity for raising the issue of long-term care. How can it be …

Read More

November is Long-Term Care Awareness Month. Why Should You Care?

Back in 2001, November was designated Long-Term Care Awareness Month by the American Association for Long-Term Care Insurance (AALTCI). Now it’s an event recognized by Congress and a number of states. “We need an annual reminder because a lot is going on right now,” says Denise Gott, CEO of ACSIA Partners LLC. “We’re faced with …

Read More

Add 7 Wellness Habits to Your Long-Term-Care Plan

Qualifying for affordable long-term care insurance isn’t a sure thing. It depends on your health, which (in turn) depends on your health-promoting habits. “This should go without saying,” says Denise Gott, CEO of ACSIA Partners LLC, “but which habits are most important? And how much difference can they make?” “Thanks to the experts in the …

Read More

As Americans Live Longer, Planning for Long-Term Care Falls Short

Fortunately, a positive, action-oriented solution exists! Today, ACSIA Partners LLC introduces “self-mpowered living,” a plan for solving one of our biggest national problems: lack of planning for long-term care. Why is it such a problem? An aging workforce and maturing Baby Boomers are escalating the need for senior services. Failing to plan for this jeopardizes …

Read More

Dementia Cases Are Soaring, Compounding the Need for Long-Term Care

A Four-Part Solution ACSIA Partners LLC details its four-part “solution set” for Americans facing a growing problem: How to cope when family members succumb to dementia — on top of ordinary long-term care needs. Two seemingly separate problems conflate. When dementia (a group of disorders which includes Alzheimer’s disease) strikes, memory and other faculties decline. …

Read More

Caregiving

Your Family, Your Care: How a Loved One Can Get Paid to Care for You

When most people think about long-term care, they picture a stranger arriving at the door. But for many families, the most natural caregiver is already there — a daughter, son, spouse, niece or sibling who steps in out of love. What fewer people realize is that with the right long-term care insurance plan and a …

Read More

The Home Advantage: How In-Home Long-Term Care Enhances Quality of Life

When most people think about long-term care, images of nursing homes or assisted living facilities often come to mind. While these options serve an important role in our healthcare system, there’s a growing body of evidence—and a clear preference among older adults—for receiving care in a very different setting: home. The concept of “aging in …

Read More

Hidden Costs of Family Caregiving: What Every Family Needs to Know

When a parent or loved one begins to need long-term care, one of the first conversations many families have is whether an adult child should step in as the primary caregiver. It’s a decision often made with love and the best of intentions. But while the emotional rewards of caring for a parent can be …

Read More

Setting Senior Care Goals for the New Year

Here are some ‘How To’ tips for you and your aging loved ones who want to age at home. As the new year approaches, many families being reflecting on their senior loved ones’ health, independence, and overall well-being. For seniors who want to age at home while maintaining their health and independence, the end of …

Read More

The Prospect of “Empowered Living” Could Motivate Millions to Plan for Long Term Care

Planning for a stage of life viewed as passive and dependent turns many get-up-and-go Americans off. An aging workforce and maturing Baby Boomers are escalating the need for senior services. Failing to plan for this jeopardizes federal and family pocketbooks and could perturb the economy. An effort to include long term care in Obamacare fizzled, …

Read More

Industry Updates

November is Long-Term Care Awareness Month. Why Should You Care?

Back in 2001, November was designated Long-Term Care Awareness Month by the American Association for Long-Term Care Insurance (AALTCI). Now it’s an event recognized by Congress and a number of states. “We need an annual reminder because a lot is going on right now,” says Denise Gott, CEO of ACSIA Partners LLC. “We’re faced with …

Read More

Archive:

Longevity Alert: As America Ages, Long-Term Care Costs Could Overwhelm Most Families, Tom Hoffman of ACSIA Partners LLC Says

August 14, 2017

Read More

It’s Easier to Plan for Long-Term Care if We Face Our Personal Concerns First, Tom Hoffman of ACSIA Partners LLC Says

July 18, 2017

Read More

Long-Term Care Insurance Can Be as Common as Health Insurance, Says Tom Hoffman of ACSIA Partners LLC

June 20, 2017

Read More

Tom Hoffman of ACSIA Partners LLC Offers “Decision Funnel” for Quick and Easy Long-Term Care Choices

May 31, 2017

Read More

Be Alert for a Job Offer You Can’t Refuse: “Unpaid Caregiver,” Warns Long-Term Care Leader Tom Hoffman of ACSIA Partners LLC

April 18, 2017

Read More

It’s Tax Time, and Millions Could Miss Sizeable Deductions for Long-Term Care Insurance, Tom Hoffman of ACSIA Partners LLC Says

March 17, 2017

Read More

Long-Term Care Leader ACSIA Partners LLC Raises $15,220 to Help “Kill the Wicked Witch of Alzheimer’s,” Tom Hoffman Reports

February 23, 2017

Read More

Long-Term Care Leader Tom Hoffman of ACSIA Partners LLC Will Help "Kill the Wicked Witch of Alzheimer’s"

January 9, 2017

Read More

Long-Term Care Insurance Is a Gift for the Whole Family, Tom Hoffman of ACSIA Partners LLC Says

December 15, 2016

Read More

ACSIA Partners LLC Seeks 150 New Agents to Serve Growing Segments of Its Long-Term Care Planning Business

November 17, 2016

Read More

Uninsured Long-Term Care Is “Eating” Real Estate by the Square Foot, Tom Hoffman of ACSIA Partners LLC Reports

October 20, 2016

Read More

To Protect More of Us, ACSIA Partners LLC Adds Tools from OneAmerica® to Its Long-Term Care Solutions Arsenal, Tom Hoffman Reports

September 19, 2016

Read More

Pay for Long-Term Care Insurance with a Health Savings Account, Tom Hoffman of ACSIA Partners LLC Suggests

August 30, 2016

Read More

When Long-Term Care Insurance Benefits Run Out, What Next? A Trending "Partnership" System Offers a Fix, Says Tom Hoffman of ACSIA Partners LLC

July 19, 2016

Read More

Shopping for Long-Term Care Insurance Can Be Uniquely Frustrating, Says Tom Hoffman of ACSIA Partners LLC

June 29, 2016

Read More

Pick Your Long-Term Care Agent Carefully, Advises Tom Hoffman of ACSIA Partners LLC

May 9, 2016

Read More

Do-It-Yourself Long-Term Care Can Have High Hidden Costs, According to Tom Hoffman of ACSIA Partners LLC

April 21, 2016

Read More

Tax Tip from Tom Hoffman of ACSIA Partners LLC

March 18, 2016

Read More

Tom Hoffman, Representing ACSIA Partners LLC, Alerts Americans to Plan for Alzheimer’s Long-Term Care Before It’s Needed

February 24, 2016

Read More

ACSIA Partners LLC Hosts "Wiggin’ Out" Event to Raise Awareness and Dollars to Help Fight Alzheimer’s Disease

January 20, 2016

Read More

Tom Hoffman with Long-Term Care Insurance Leader ACSIA Partners LLC Targets Alzheimer's, an Illness That Affects Millions

December 28, 2015

Read More

This Thanksgiving, Talk Turkey about Alzheimer’s and Long-Term Care

November 19, 2015

Read More

50-Somethings Advised to Calculate Their 'Long-Term Care Savings Gap'

October 27, 2015

Read More

Friends and Long-Term Care Insurance

September 28, 2015

Read More

Twenty Eight of America’s “Top 100” Long-Term Care Insurance Agents Are with Tom Hoffman's Organization, ACSIA Partners LLC

August 10, 2015

Read More

Check Out Long-Term Care Insurance Agents before Engaging with Them, Tom Hoffman of ACSIA Partners LLC Advises

July 21, 2015

Read More

Tom Hoffman of ACSIA Partners LLC Promotes Election Poll on Key Issue: Incentives to Help More Americans Afford Long-Term Care Insurance

June 24, 2015

Read More

Tom Hoffman of ACSIA Partners LLC Offers Free Talks on a Hot Topic, How to Pay for Long-Term Care When Public Programs Won’t

May 28, 2015

Read More

Homecare-Friendly Long-Term Care Plans from ACSIA Partners LLC Let Seniors Continue Living at Home and Save Money Too

April 27, 2015

Read More

Getting the Lowdown on Long-Term Care Insurance No Longer Laborious Thanks to Tech-Savvy Agents

March 25, 2015

Read More

Millions May Fail to Claim Tax Deductions as High as $4,750 for Long-Term Care Insurance

February 25, 2015

Read More

Leading Long-Term Care Insurance Agency Doubles Worksite Sales

January 28, 2015

Read More

Five Reasons to Give Yourself the Holiday Gift of Long-Term Care Insurance

December 11, 2014

Read More

Savvy Siblings Discuss Long-Term Care at Thanksgiving Table; They Seek to Protect Estates While Elders Still Healthy and Insurable

November 19, 2014

Read More

Is Your Long-Term Care Exposure a Broader Danger Than Ebola or Terrorism?

October 28, 2014

Read More

More Americans Are Seeking Long Term Care Insurance through Their Employers, Reports Tom Hoffman of ACSIA Partners

September 28, 2014

Read More

The Prospect of “Empowered Living” Could Motivate Millions to Plan for Long Term Care, Says LTC Specialist Tom Hoffman

August 28, 2014

Read More

LTC Global Marketing and LTC Financial Partners Merge to Form One-Stop Shop for Long Term Care and Medicare Insurance Solutions

July 14, 2014

Read More

LTC Financial Partners, Advising IL Residents, Sponsors “Stories of Celebrity Caregiving,” Now Available Online

June 23, 2014

Read More

Learn the Cost of Long-Term Care with Online Calculator, “Then Talk to Me,” Says McHenry-Based Expert

May 21, 2014

Read More

Who Can You Trust? McHenry-Based Long-Term Care Leader Offers Four Tips for Vetting Agents Online

April 21, 2014

Read More

McHenry-Based Long-Term Care Leader Extends Strategic Partnership Offer to Hundreds of Senior-Market Professionals

March 12, 2014

Read More

Evolving Tax Benefits Make Long-Term Care Planning More Attractive, Says McHenry-Based Expert

February 17, 2014

Read More

2020 IRS Deductions

2020 IRS write-offs for business and individuals

Click Here

Right At Home Podcast

4/2016 - Silver Solutions Show

Click Here

Medicare/Medicaid Limits

Shortfalls of Medicare Medicaid for Long Term Care

Medicare/Medicaid Paper

Important Video

Watch This Video It Will Make You Think

This Will Open Your Eyes

LTCi A Different Idea

Kiplinger LTCi A Different Idea

LTCi A Diifferent Idea

Hybrid LTCi Policies

Life Insurance & Long Term Care Combined

Alternative LTCi Products

Pay LTCI Premium from HSA

Ways to fund LTCI Premium

Funding LTCI Premium

Explain Rate Increases

Why Have There Been Rate Increases By Carriers

Rate Increase Reasons

Retirement Savings Risk

Wild Card That Could Destroy Retirement

Protect Retirement

Myths About LTCI

Why Are People Reluctant to Apply for LTCI? Is the Product Misunderstood?

Common Myths About LTCI

Looking for a resource you can't find? Just ask me!